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Learn about Custom Wine Racks

Custom Wine Racks

With custom wine racks, you can purchase the perfect rack for your unique situation. You no longer are stuck with limited choices. The choices are limitless when it comes to custom wineracks. Everyone remembers the day when selection was limited to stock on hand. In today's world with so many companies fighting for your hard-earned dollar the power has shifted from seller to consumer. You state what your ideal wine rack size, style, and material, and you purchase your own custom wine rack.

A custom winerack is a simple or complex as you are. Many wine racks can be used as an individual unit or stacked to form a matrix unit. You decide. This freedom will allow you to be more creative. Instead of limiting yourself to having a closet wine collection, you can choose to build a partial wall mounted wine rack right into your kitchen. Or how about those bottles of wine you have been keeping in boxes in the pantry; why not buy a custom wine rack that fits in the corner where the dust bunnies are living.

As with most other kinds of wine racks, custom wine racks come with complete, detailed, easy to understand instructions, and can be assembled in a short period of time. You do not have to be an architectural engineer to order a custom wine rack either. Just measure the desired location and browse the selection of custom wine racks. If you do not see a wine rack you like or if you are having trouble, company representatives at various merchants will gladly make some suggestions.

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Learn about where to find custom wine racks at http://www.wine-racks-selection-guide.com

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The FTD® Welcome™ Bear Bouquet - Standard

Welcome the new addition to the family with this cuddly teddy bear. Sweet-faced bear arrives with a vase of yellow mini Gerbera daisies and white Monte Casino. Three latex balloons are included to celebrate the new baby girl or boy. #C51-3747 C51-3747S

Price: 42.99 USD

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11:01 AM

The matter on Charles Shaw written here has been written in such a way that it facilitates easy memorization. This memorized matter can later be used.

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Aging an Account - Unlike Wine it Only Gets Worse?

The term aging an an account can be understood by remembering this: Your credit history can be reported for seven (7) years from the first time you missed a payment and never got caught up. In a previous article, we touched on the term "initial delinquency". Both go hand in hand when we discuss the term "AGING AN ACCOUNT".

Remember, the Federal Law is emphatic. Someone can report a delinquent account for seven years from the intial delinquency. Many times, an original creditior will turn over or assign an account to a third party collection agency. Because the collection agency received the account much later then when it was first opened, they will very often report a new date of opening. In this manner, they think that they can report the information for seven years from the date of which the account was first placed for collection. This is very confusing for the average person and has caused many unsuspecting consumers to fail when qualifying for a mortgage.

It gets really confusing when the average consumer notices three or four different collection companies with different account numbers, different opening dates and no one reporting the intial delinquency date. Remember, the delinquency date of the original account. No one can change that date. Later on we'll discuss the "Statute of Limitations" and how it pertains to consumer debt.

Remember, when a creditor "charges off" an account he is merely writing it off for tax purposes. THIS DOES NOT MEAN YOU DO NOT OWE THE DEBT. You still owe on this bill. Keep that in mind. How often have we heard the statement "write it off for taxes"? What this means is that the IRS allows a company to recover a portion of bad debt by lowering the tax liability on corporate profit.

Occasionally, a credit report will show a charge off and still report the account as having a past due balance on the date the report was generated. This has been construed as "deceptive collection activity". The rationale from the debtor (you) is "how can I be past due on a charged off account"? Quite often, a violation of Section 623(a)(5) of FCRA occurs when the original creditor fails to report the intial date of delinquency.

Next article we'll discuss just how to negotiate debts.

Chuck Lunsford is the owner and developer of EasyFLoridaHomeLoans.com. He offers advice on how to get your credit in order and working for you. Visit his website and learn more about how to obtain bad credit loan mortgage

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Aging an Account - Unlike Wine it Only Gets Worse?

The term aging an an account can be understood by remembering this: Your credit history can be reported for seven (7) years from the first time you mi...

Click Here to Read More About Wine ...

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The FTD My One and Only Bouquet - Deluxe

This lavender and purple bouquet is the perfect gift for a new loved one or the one you've loved for years. Purple irises are surrounded by lavender freesia, purple asters, and other soft accents in a glass vase. Approx. 19H x 16.5W C13-3068D

Price: 56.99 USD

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