8:38 PM

Was this article worth the search you took in finding information on Wine Products ? We sure hope it is because we wrote this article with the intention of providing information on it.

A Wine Products Artilce for Your Viewing

Aging an Account - Unlike Wine it Only Gets Worse?

The term aging an an account can be understood by remembering this: Your credit history can be reported for seven (7) years from the first time you missed a payment and never got caught up. In a previous article, we touched on the term "initial delinquency". Both go hand in hand when we discuss the term "AGING AN ACCOUNT".

Remember, the Federal Law is emphatic. Someone can report a delinquent account for seven years from the intial delinquency. Many times, an original creditior will turn over or assign an account to a third party collection agency. Because the collection agency received the account much later then when it was first opened, they will very often report a new date of opening. In this manner, they think that they can report the information for seven years from the date of which the account was first placed for collection. This is very confusing for the average person and has caused many unsuspecting consumers to fail when qualifying for a mortgage.

It gets really confusing when the average consumer notices three or four different collection companies with different account numbers, different opening dates and no one reporting the intial delinquency date. Remember, the delinquency date of the original account. No one can change that date. Later on we'll discuss the "Statute of Limitations" and how it pertains to consumer debt.

Remember, when a creditor "charges off" an account he is merely writing it off for tax purposes. THIS DOES NOT MEAN YOU DO NOT OWE THE DEBT. You still owe on this bill. Keep that in mind. How often have we heard the statement "write it off for taxes"? What this means is that the IRS allows a company to recover a portion of bad debt by lowering the tax liability on corporate profit.

Occasionally, a credit report will show a charge off and still report the account as having a past due balance on the date the report was generated. This has been construed as "deceptive collection activity". The rationale from the debtor (you) is "how can I be past due on a charged off account"? Quite often, a violation of Section 623(a)(5) of FCRA occurs when the original creditor fails to report the intial date of delinquency.

Next article we'll discuss just how to negotiate debts.

Chuck Lunsford is the owner and developer of EasyFLoridaHomeLoans.com. He offers advice on how to get your credit in order and working for you. Visit his website and learn more about how to obtain bad credit loan mortgage

Wine Products and More

All About French Wines

Although France is not the world's biggest producer of wine, it produces the most amount of wine by value. Many connoisseurs consider French wines to ...

Click Here to Read More About Wine ...

Wine Products Items For Viewing

Romantic Duet

The perfect pair for ripe full flavor. Start with our prized Marom Cabernet Sauvignon,we were able to obtain a limited amount of this late harvest Cabernet from Romania. The Cabernet grape lends the wine a more powerful finish to the wine. You roll the Marom Cabernet in your mouth for a length of time, you will feel a small explosion of complex tastes of fruit and light tannins. RRCCW703 Follow-up with the splendor of the Mosel Riesling Kabinett. The wines of the Mosel and its tributaries, the Saar and the Ruwer, are richly fragrant, pale in color, light-bodied with a lively, fruity acidity. The slaty soil imparts a distinctive taste to Mosel wines, ranging from fine fruity to earthy, or “flinty”. Often they have a hint of effervescence. This Kabinett wine is a good example of the Mosel style of wine. This wine is righly fragrant, racy, piquant, elegantly fruity and delicate. GWMKS701 Both are packaged in a colorful gift box featuring the contemporary art of Josef Werner. Your personal expression will top it off in a (free) hand written gift card. Now that is tasteful! DUET DUET

Price: 43.95 USD

French Wines
Gift Ideas
K&L Wines

Labels: Italian Wines | Italy Wine

&type=page">

Posted by Scott Smith | 2 comments

4:26 PM

Once I learnt more and more about Cream Sherry , I fostered a desire of writing on Cream Sherry . Now that my desire has been fulfilled, I hope your desire for its information too has been fulfilled.

Cream Sherry Products we recommend

Dr. Strieth Mild Red Sparkling Sekt

A vibrant lively remarkable red sparkling wine from the Dr. Streith collection. Packed with fruity flavors of ripe red berry and cherry. This "Champagne" from Germany is just bursting with bright fresh bubbles. Perfect for a lively celebration or a cozy romantic evening for two. Great holiday gift! GRRS7NV GRRS7NV

Price: 24.95 USD

A Cream Sherry Artilce for Your Viewing

Wineries In Virginia Near Williamsburg, Northern Neck & Chesapeake Bay Country

In Colonial Virginia, wine was a staple. The House of Burgesses, passed an Acte governing vineyards in 1619. The Twelfth Acte stated that each settler was obligated to plant at least 10 vines for the purpose of making wine on his land. The colonial settlers could not transport all of the wine and provisions they needed so they began to establish vineyards to supply the colony. The Colonial tradition of having an estate with a vineyard was widely practiced in Virginia during Colonial times. Even to this day, Virginia has well established and new vineyards, from the mountains to the sea. This article will focus on wineries in Southeastern Virginia, home to vast numbers of colonial estates, waterfront estates, plantations, country estates --- and, high quality vineyards often planted with grapes from the old world.

Athena Vineyards
804-580-4944
http://www.atheanavineyards.com
With a grand opening scheduled for Memorial Day 2006, the three friends who began in the health care profession and opened a vineyard because they were inspired by the healthful qualities of wine will present their first vintages to the world. Athena Vineyards are located in Northumberland County. This new vineyard also hails as the first commercial vineyard in Northumberland County. With an assortment of Wiccomico Whites and some Cabernets and other varieties, Athena Vineyards has plenty of wine offerings to open its first season.

Belle Mount Vineyards
800-335-5564
http://www.bellemount.com
Belle Mount Vineyards is in Virginia's Northern Neck, in the town of Warsaw. The parcel of land where the vineyards are located is within sight of the Rappahannock River, which feeds into the Chesapeake Bay. Belle Mount offers handcrafted wines and a unique, original selection of Chardonnay, Merlot, and Cab Franc grapes. This Northern Neck vineyard also grows the Norton grape, discovered in Richmond, Virginia. Wine tastings and tours of the vineyard and winery are free.

Bloxom Winery, Bloxom, Virginia
(757) 655-5670
http://www.virginiawines.org/wineries/bloxom.html
Take the Chesapeake Bay Bridge Tunnel from Williamsburg/Norfolk/Virginia Beach north to the Eastern Shore of Virginia. Visit old world traditions when you visit the Bloxom Winery. This 35 acre Victorian farm has six acres of wine including Chardonnay, Merlot and Cabernet. Bloxom Winery is only open from June through September from 1-6 p.m. The chocolate enthusiast can indulge in the combination of free wine tasting and chocolate confections.

Hummel Winery, Montross, Virginia
(804) 493-1544

Hummel Vineyards is tucked away near Westmoreland, in the Northern Neck of Chesapeake Bay Country. The sea air and surroundings are evocative of a country estate, with open wood beams in the traditional style sampling room. Tastings are $5 at Hummel Winery. Sandwiches and light gourmet food are also available to complement the wine.

Ingleside Vineyards, Oak Grove, Virginia
(804) 224-8687
http://www.ipwine.com

At the intersection of the Potomac and Rappahannock Rivers, Virginia's Northern Neck is rich in history and classic and contemporary wines. Ingleside Vineyard's is part of the 3,000 acre Flemer estate. Planted in the fertile river land between the Potomac and Rappahnnock, 70 acres of grapes grow to their luscious fullness in a stable climate. The Vineyard has been producing wines with awards since 1980, and is run by Charles H. Flemer's great-great grandson. Basic tastings with a souvenir glass are $2.50 and Black Label tastings are $6.00.

Oak Crest Vineyard, King George, Virginia
540-663-2813
http://www.oakcrestwinery.com/
There are approximately 100 vineyards in Virginia, and each has its own unique approach. Oak Crest Vineyard is founded by a family that has been handcrafting wines since the 1960s. The Conrad Brandts opened the Winery in 2002, but it seems years have gone into the making of these grape connoisseurs. Known for their Bordeaux reds and Rhine style whites, this winery seems to have a healthy offering of Cabernets and Merlots and has just added some sweet blush wines to the menu. The tasting room is a traditional post and beam room. Tastings and tours are free. The winery is only open April 1 - Decmeber 23rd.

White Fences Vineyard and Winery, Irvington, Virginia
(804) 438-5559
http://www.northernneckwinetrail.com/whitefences.html
The first White Fences vintages were presented at the Irvington Stomp in September 2005. White Fences is slated to open in the summer of 2006. Self-guided tours of the vineyards are available.

The Williamsburg Winery, Williamsburg, Virginia
(757) 229-0999
http://www.williamsburgwinery.com

This Williamsburg favorite has been producing wine since 1988. The Williamsburg Winery is known for its signature vintage, Governor's White, "the best selling wine made in Virginia". Sample some reserve stocks and varietal blends at this winery, too. Dessert wines include Late Harvest Vidal, Blackberry Merlot, and Rasberry Merlot. The Williamsburg Winery is close to downtown Williamsburg, just off Route 199 West towards Jamestown.

For information on properties in the Greater Williamsburg and Southeastern Virginia area, visit http://www.voncannonrealestate.com. Or, to find out about colonial estates, country estates, waterfront estates, farmettes, equestrian estates, estates with vineyards, historic estates and more, visit http://www.virginia-estates.com.

About the Author

Elaine VonCannon is an award winning REALTOR with RE/Max Capital in Williamsburg, Virginia, and she specializes in retirement and relocation in the Williamsburg South Eastern Virginia area. She is an Accredited Buyer's Representative as well as a Senior Real Estate Specialist. Elaine VonCannon also works with real estate investors and home sellers. Elaine is very active in the community, and serves on two committees with the local board of REALTORS.

Cream Sherry in the news

Innovative modern wine rack

Mon, 17 Mar 2008 04:14:49 PDT
This clever composition is compact and efficient, and the 'Wine Knot's' use of rich woods provides a beautiful contrast against the glass bottles that it holds. The knot wine rack Clean lines and strong construction make this an ideal wine storage unit. Please purchase online www.katiewongnyc.comin Newyork.

The Wine Rack - Hide up to 25 oz of Beverage in your bra

Sun, 28 Oct 2007 18:20:09 PDT
Turn an A cup in to double Ds AND sport your favorite beverage for yourself and your friends!Better than a Boob Job and Cheaper Too! Not to mention the savings on over priced drinks.

Things to do this weekend: Mar 21 - 23

Fri, 21 Mar 2008 10:16:43 PDT
This week’s picture from the TOC Flickr group comes to us from eholubow. Hopefully, it puts you in a holy mood for this weekend, if that’s what you’re looking for. Otherwise, perhaps this will help you keep a sunny outlook in the midst of today’s snowstorm. Here are some things to do this weekend. FRIDAY CLUBS - Twisted Tassel Burlesque Festival: The Glitter Glamour Party This month-long burlesque festival highlights national talent at the historic Admiral, and more locals and sideshow ac

THE WINE GUYS: Discovering Italian wines (The Sun Chronicle)

Wed, 19 Mar 2008 23:19:56 PDT
On a recent Sunday we shared with friends a couple dozen Italian wines - mostly well-aged from our private cellars - that reminded us of the breadth of Italy's deeply historic wine industry. There were old barolos, barberas, super Tuscans and more to show off the variety in quality.

Wine Caddy
Petite Syrah
Tags: Wine Guide | Wine History

Labels: Wine Guide, Wine History

&type=page">

Posted by Scott Smith | 0 comments

1:27 AM

We had thought that producing some matter on Wine Bottles would be an impossibility. However, once we started, there was no turning back.

The Best Articles on Wine Bottles

Making Red, Rose And Sparkling Wines

As touched upon in the preceding article, ?Making White Wine, a Labour of Love? making wine is a very time consuming and difficult job. Timing must be perfect as does combinations of ingredients. The same goes for all other types of wine: red, rose and sparkling.

Ros? wine is a red wine that is made with the same methods of a white wine. The production is the same except that the skins are thrown in with the juice. Few winemakers prefer to make ros? wine by mixing some red wine into white wine, but this is not the popular method. When using the skins to make ros? wine most important thing is to only leave the skins in with the juice for a short period of time, long enough to give it that rose color and make it ever so slightly tannic.

Making red wine involves using the entire grape except for the stalks. The grapes are de-stemmed and crushed, but instead of filtering the skins from the juice the skins are transferred to open top tanks where they are continuously stirred so the flavor and color from the skins will become infused with the wine during fermentation. The wine is then filtered to remove the skins and put into barrels to age from six months up to two years before being bottled and sold.

Then you have sparkling wine or Champagne. Because of the Treaty of Madrid in 1891 and the Treaty of Versailles in, only wines from the French region of Champagne are allowed to be called as such, which is why everything else is referred to as sparkling wine. However it is important to note that the United States never ratified the treaty and therefore some wine makers today use the term Champagne on their bottles, only if the original place of origin is on the label as well to prevent confusion. The wines most commonly used are Chardonnay, Pinot Noir or Pinot Meunier. The first step is to have a ?base wine? which is usually made from very acidic grapes giving it a horrible taste. The next step involves getting the bubbles into the wine.

There are three methods that can be used to get bubbles into wine, carbonation, transfer method and m?thode champenoise. Carbonation, the same method used in soft drinks, is the cheapest. Carbon dioxide is pumped into a wine tank and then the wine is bottled under pressure to prevent the case from escaping. The transfer method is when a sweetened base has yeast added to it and is allowed to ferment a second time in an enclosed tank so the building carbon dioxide cannot escape. After fermentation, the wine is then clarified and re-sweetened if necessary before being bottled under pressure. This method is used to produce medium price range sparkling wine. The final method is m?thode champenoise, which is when the wine has a second fermentation in the bottle. This method is used to produce the best quality wines.

Making wine is an art form. It takes knowledge, skill but most of all patience. The process of making wine from picking the grapes to bottling can be months or years, which is why winemakers are so passionate about their work. So the next time you pour yourself a glass, think about the voyage those little grapes have made.

About the Author:

Ken Finnigan is the CEO of Finest Wine Racks a website specializing in quality decorative wine racks and durable wine storage systems.

Thoughts about Wine Bottles

Wine Racks From The Little Guys

It is easy to see why many people feel that when it comes to shopping for a wine rack, there is not going to be much choice in terms of finding really...

Click Here to Read More About Wine ...

Featured Wine Bottles Items

Le Tourmentin Valais

Tourmentin is an original blend developed by the Rouvinez cellars. Four kinds of grapes (Pinot noir, humagne rouge, cornalin, syrah) contribute to this firmly structured red wine with its rare aromatic richness. It is matured in casks for one year. It is deep garnet with inky reflections; it has perfumes of spices, vanilla, preserved cherry and very ripe plum; it is rich in the mouth, discretely wooded with spicy (cloves) and fruity (blackcurrant) hints supported by beautiful tannins; a very harmonious blend. Gold medalist at a prestigious Paris Concour 'International Vinalies 2003'. Serve chilled. SRTRK7NV SRTRK7NV

Price: 48.95 USD

Wine Shops
Wine Tasting

Labels: Wine Store